Preserve and Protect Solutions
We help individuals and families strengthen their financial foundation through thoughtful protection, and structured planning to build enduring value across generations. Every decision is designed to protect what matters today while ensuring stability and continuity for tomorrow.
Safeguarding what you’ve built with
clarity, care and integrity
Debt Solutions
Debt Solutions
Optimise liquidity, generate predictable income, and protect capital through disciplined fixed-income allocation across money market instruments, bonds, and structured credit opportunities.
Money Market Instruments & Strategies
Optimise short-term liquidity through treasury bills, commercial paper, certificates of deposit, and money market mutual funds that preserve capital while generating returns.
Bonds Strategies
Participate in customised strategies using a range of Bonds based on your risk profile, including through PMS, AIFs and direct Investments.
Debt & Hybrid Mutual Funds
Access diversified fixed-income portfolios including liquid funds, short-duration funds, credit opportunities funds, and balanced advantage funds managed by experienced professionals.
Structured Credit Funds
Invest in AIFs focused on performing credit, stressed assets, special situations and real estate that offer enhanced yields for qualified investors.
REITs/InvITs
Participate in real estate and infrastructure through listed REITs and InvITs that offer stable cash flows, lower volatility, and diversification without the complexity of direct ownership.
Insurance Solutions
Insurance Solutions
We offer life, health, and general insurance solutions backed by a needs-based, product-agnostic advisory process that puts your family’s security before products.
Life Insurance
Protection and long-term security aligned to your family’s needs.
Term Plan
High, affordable protection for income replacement and long-term responsibilities.
Endowment Plan
Guaranteed savings with life cover for future milestones.
ULIPs
Market-linked insurance for flexible, long-term wealth creation.
Retirement Solutions
Pension and annuity plans for steady post-retirement income.
Our Partners
Health Insurance
Medical coverage structured to protect against rising healthcare costs.
Family & Floater Policies
Comprehensive hospitalisation and treatment cover.
Critical Illness Coverage
Lump-sum protection for major illnesses.
Super Top-Up Plans
High-value coverage at minimal incremental cost.
Personal Accident Plan
Protection against accidental death or disability.
Our Partners
General Insurance
Safeguarding your assets, travel, and liabilities.
Home Insurance
Coverage for structure, valuables, and unforeseen damage.
Motor Insurance
Comprehensive protection for vehicles and liability.
Travel Insurance
Global medical, trip, and emergency protection.
Marine Insurance
Coverage for goods in transit.
Event Insurance
Protection against event cancellations or disruptions
Our Partners
Global Investments
Global Investments
Safeguard and grow your wealth across generations. Spark Global PWM, operating from the Dubai International Financial Centre (DIFC), provides globally diversified investment strategies designed for stability and long-term preservation. With multi-custodian flexibility, consolidated reporting, and access to fixed income, structured products, and real estate—we help you protect what you've built while maintaining steady, risk-adjusted growth across jurisdictions.
Fixed Income
Diversified bond portfolios across geographies and credit profiles for stable, predictable returns.
Alternative Investments
Differentiated asset classes—including commodities, infrastructure, and thematic strategies—to enhance portfolio returns and diversification.
Insurance Solutions
Comprehensive life and wealth protection plans to secure your legacy and provide liquidity planning.
Succession Planning
Succession Planning
Effective estate planning rests on the foundational pillars of thoughtful structuring, and safeguarding. We work closely with families to design comprehensive intergenerational transition strategies, leveraging a range of estate planning tools that bring clarity to ownership, minimise ambiguity, and enable a smooth transfer of wealth across generations.
Estate Mapping and Documentation
Meticulously maintained records of all assets, liabilities, and critical information that facilitates seamless administration and informed decision-making.
Will Drafting
Clearly articulated Wills that ensure asset distribution to the intended beneficiaries aligned with your long-term intentions.
Trust Structures
Purpose-built trust frameworks that ring-fence assets and create flexible pathways that support multi-generational wealth preservation while adapting to evolving family needs.
Tax Structuring
Tax Structuring
Prudent tax structuring requires a coordinated view across asset classes, ownership vehicles, and jurisdictions. Our approach integrates financial efficiency with capital objectives to balance long-term goals.
Ownership and Asset Placement Strategy
Positioning of assets across entities, family members, and holding structures to enhance post-tax outcomes and improve overall wealth efficiency.
Tax-Efficient Investment Design
Curated investment choices designed to plan for tax leakages, optimise earnings, and align with long-term portfolio and liquidity goals.
Cross-Border Planning
Offshore and multi-jurisdictional structuring to support international asset holdings and mobility considerations from a tax and regulatory perspective.
Regulatory and Exchange Control Oversight
Oversight to ensure full adherence to evolving domestic tax laws and exchange control frameworks.
Debt Solutions
Optimise liquidity, generate predictable income, and protect capital through disciplined fixed-income allocation across money market instruments, bonds, and structured credit opportunities.
Money Market Instruments & Strategies
Optimise short-term liquidity through treasury bills, commercial paper, certificates of deposit, and money market mutual funds that preserve capital while generating returns.
Bonds Strategies
Participate in customised strategies using a range of Bonds based on your risk profile, including through PMS, AIFs and direct Investments.
Debt & Hybrid Mutual Funds
Access diversified fixed-income portfolios including liquid funds, short-duration funds, credit opportunities funds, and balanced advantage funds managed by experienced professionals.
Structured Credit Funds
Invest in AIFs focused on performing credit, stressed assets, special situations and real estate that offer enhanced yields for qualified investors.
REITs/InvITs
Participate in real estate and infrastructure through listed REITs and InvITs that offer stable cash flows, lower volatility, and diversification without the complexity of direct ownership.
Insurance Solutions
We offer life, health, and general insurance solutions backed by a needs-based, product-agnostic advisory process that puts your family’s security before products.
Life Insurance
Protection and long-term security aligned to your family’s needs.
Term Plan
High, affordable protection for income replacement and long-term responsibilities.
Endowment Plan
Guaranteed savings with life cover for future milestones.
ULIPs
Market-linked insurance for flexible, long-term wealth creation.
Retirement Solutions
Pension and annuity plans for steady post-retirement income.
Our Partners
Health Insurance
Medical coverage structured to protect against rising healthcare costs.
Family & Floater Policies
Comprehensive hospitalisation and treatment cover.
Critical Illness Coverage
Lump-sum protection for major illnesses.
Super Top-Up Plans
High-value coverage at minimal incremental cost.
Personal Accident Plan
Protection against accidental death or disability.
Our Partners
General Insurance
Safeguarding your assets, travel, and liabilities.
Home Insurance
Coverage for structure, valuables, and unforeseen damage.
Motor Insurance
Comprehensive protection for vehicles and liability.
Travel Insurance
Global medical, trip, and emergency protection.
Marine Insurance
Coverage for goods in transit.
Event Insurance
Protection against event cancellations or disruptions
Our Partners
Global Investments
Safeguard and grow your wealth across generations. Spark Global PWM, operating from the Dubai International Financial Centre (DIFC), provides globally diversified investment strategies designed for stability and long-term preservation. With multi-custodian flexibility, consolidated reporting, and access to fixed income, structured products, and real estate—we help you protect what you've built while maintaining steady, risk-adjusted growth across jurisdictions.
Fixed Income
Diversified bond portfolios across geographies and credit profiles for stable, predictable returns.
Alternative Investments
Differentiated asset classes—including commodities, infrastructure, and thematic strategies—to enhance portfolio returns and diversification.
Insurance Solutions
Comprehensive life and wealth protection plans to secure your legacy and provide liquidity planning.
Succession Planning
Effective estate planning rests on the foundational pillars of thoughtful structuring, and safeguarding. We work closely with families to design comprehensive intergenerational transition strategies, leveraging a range of estate planning tools that bring clarity to ownership, minimise ambiguity, and enable a smooth transfer of wealth across generations.
Estate Mapping and Documentation
Meticulously maintained records of all assets, liabilities, and critical information that facilitates seamless administration and informed decision-making.
Will Drafting
Clearly articulated Wills that ensure asset distribution to the intended beneficiaries aligned with your long-term intentions.
Trust Structures
Purpose-built trust frameworks that ring-fence assets and create flexible pathways that support multi-generational wealth preservation while adapting to evolving family needs.
Tax Structuring
Prudent tax structuring requires a coordinated view across asset classes, ownership vehicles, and jurisdictions. Our approach integrates financial efficiency with capital objectives to balance long-term goals.
Ownership and Asset Placement Strategy
Positioning of assets across entities, family members, and holding structures to enhance post-tax outcomes and improve overall wealth efficiency.
Tax-Efficient Investment Design
Curated investment choices designed to plan for tax leakages, optimise earnings, and align with long-term portfolio and liquidity goals.
Cross-Border Planning
Offshore and multi-jurisdictional structuring to support international asset holdings and mobility considerations from a tax and regulatory perspective.
Regulatory and Exchange Control Oversight
Oversight to ensure full adherence to evolving domestic tax laws and exchange control frameworks.
